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Saturday, December 30, 2017

Best personal finance stories of 2017

THE ECONOMIC TIMES
Sat, Dec 30, 2017 | 09:30 AM IST

Best personal finance stories of 2017

WHAT'S HOT #Aadhaar,#IFSC Code,#sukanya samriddhi yojana calculator,#income tax,#critical illness,#taking a personal loan,#tax saving
8 dilemmas about buying mutual funds resolved
ET Wealth addresses the most common dilemmas faced by mutual fund investors and guides you towards making the right choice.
The crucial 7 years: Financial mistakes you should avoid
Much like the proverbial 7-year span leading to marital woes, here are the crucial periods when poor financial decisions can cause monetary problems.
How to choose the best health insurance policy
A health insurance floater policy of Rs 5 lakh is sufficient in most parts of the country but it may not be adequate if you live in a metro.
How to structure your salary to save tax
Pay attention to your pay structure to get more in hand and pay less taxes.
Here's a guide to home loans: how to calculate cost, apply, switch and pre-close
Before you start the home loan process, determine your total eligibility, which will mainly depend on your repaying capacity.
Take the right financial decisions in your 50s to prepare for retirement
You should ideally start saving for retirement as soon as you start earning. But many people get serious about it only when they reach their 50s.
Received Form 16? What figures to check and where
An employee can verify from time to time, the TDS (which has been deducted by the employer) in Form 26AS from the TRACES website.
Ten rules you must follow while filing income tax returns
There have been several changes in the tax filing rules. Here are 10 commandments for those who will be filing their returns in the coming weeks.
6 ways to verify your income tax return
As per the existing tax laws, a return filed by the taxpayer is not valid until it is verified as filed by the concerned assessee.
Here's how an employee can keep track of his EPS amount
Most employees either ignore the EPS or are unaware of its working. Read on to find out how it works and how to keep track of your amount.
SBI changes IFSC codes of 1,300 branches. Here's help to find out your branch's code
Use this handy tool to find out the IFSC code of your SBI bank branch.
Financial tasks that you need to do right away
From July 1, it will be mandatory to link your Aadhaar card to your bank account, PAN and mobile number. Here are some financial tasks that you need to do now.
How to transfer EPF online
A not-so-good hike may prompt you to look for greener pastures elsewhere. When you move to another company, you'll need to transfer your EPF as well.
Top 10 mutual fund managers who created the most wealth for investors
ET Wealth teamed up with Morningstar India to bring you its comprehensive annual study of the best equity fund managers based on their 5-year performance.
Made a mistake in your tax return? Here's how to correct it
You must file your tax return with utmost care to avoid any errors or omissions. But if a mistake does creep in, you still have an opportunity to rectify it.
To e-file your income tax return, you will have you register on the Income Tax Department's online tax filing site.
ET Wealth has identified 10 money moves that can benefit investors in 2017. These are not investment tips, but steps that will help you optimise the returns.
There are plenty of opportunities available online that let you work from home. Here are a few options you can consider.
The big question right now is what happens if you still miss filing your tax returns before August 5 midnight. Here's what you should know.
Property prices in most cities have risen at a slow pace in the past 3 years. The large number of unsold units and long selling time only add to problem.
Final goodbye to a parent is a hard thing. Yet, it is critical to take a financial reality check and you, as progeny, are the best suited to do it.
While a potential earnings uptick could spur further gains, a large part of revival is already discounted into stock prices, which can limit upside in the medium term.
To calculate the Employees' Provident Fund interest, one must first calculate his contribution and his employer's contribution to the fund.
Here we break down important details like who all can apply, how much the subsidy in rupee terms is and how the subsidy impacts the loan amount.
They are the best tax savers because of their transparency, high liquidity, low charges and potential for high returns.
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Friday, December 29, 2017

10 smallcaps that logged up to 1,000% rise in 2017, can click in 2018 again

THE ECONOMIC TIMES
Fri, Dec 29, 2017 | 02:45 AM IST

ET Investment Opportunities

10 smallcaps that logged up to 1,000% rise in 2017, can click in 2018 again

The index soared nearly 50% on a year-to-date basis with HEG and Indiabulls among top gainers.

Top 12 high conviction stock ideas to make money in 2018

New Year is expected to be a good year as results of various policy initiatives will start to show.

Market Moguls: Does your favourite company possess staying power?

When one buys into a business, he is paying for expectation of it being around for years to come.

Five stocks soared like bitcoins, and may head even higher

Bitcoins witnessed a staggering jump of 14 times in price this year.

Advertorial
Plan on time to maximise year-end savings
New Year's Eve is around the corner and people have already started making their holiday plans.

Advertorial
This change in fueling solutions can effect you. Find out how.
DFS is a new operating company within Dover Corporation that brings together several iconic brands within the retail fuel industry such as Tokheim, Wayne Fueling Systems ("Wayne"), ClearView, Fairbanks, ProGauge, and OPW's Fuel Management Systems.

Top Mutual Funds
SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%)
JM Core 11 Direct Plan-Growth 1.29 15.82 47.79 18.03
Mirae Asset India Opportunities Fund Direct- Growth 1.77 14.95 41.15 17.15
Invesco India Growth Fund Direct-Growth 2.32 17.62 44.11 16.91
Kotak Select Focus Fund Direct-Growth 1.29 12.08 38.44 16.62
JM Multi Strategy Direct Plan-Growth 2.77 12.07 43.58 16.49
FeaturedDSP BlackRock Liquidity Direct-Growth
★★★★
0.53 3.29 6.75 7.61
Start SIP
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View: 2018 could be a wake up call for investors

When there is complacency in the market there is always a worry: Jyotivardhan Jaipuria

Up to 650% return: 27 stocks from this sector doubled wealth in 2017

Despite many headwinds, this index managed to beat Sensex (up 27 per cent) this calendar.

10 largecaps ruined your money even as BSE m-cap scaled Mt. 150 lakh cr mark

Data showed shares of Lupin have tumbled over 41 per cent this year.

Mega trend of India's trillion dollar opportunity to accelerate from here: Raamdeo Agrawal

"India achieved first trillion dollar in 2007 and it took 60 years to achieve that trillion dollar."

Advertorial
From investment options to wedding loans, easy steps to plan your dream wedding
Weddings are a grand affair in India and require a lot of planning. While we have all dreamed about having a fairytale like wedding in some point in our lives, we often forget or neglect the planning and preparation that it requires.

Advertorial
How to claim maturity benefits from life insurance policies
The insured is entitled to claim the maturity benefits only when the policy is in force and all premiums have been paid duly.

Paathshala: What is ethereum mining?

The maximum number of bitcoins are capped at 21 million while the total ether supply has no such cap

Debt MFs gorging on NBFC paper pose systemic risk

Debt mutual funds faced a colossal liquidity challenge during the 2008 financial crisis.

Initial Public Offer (IPOs)
IPO Name Offer Price Band Open Date Close Date
 
Rithwik Facility Management Services Ltd. 50.00 29-12-2017 03-01-2018
Jhandewalas Foods Ltd. 55.00 29-12-2017 04-01-2018
Brand Concepts Ltd. 45.00 29-12-2017 02-01-2018
More >>
NFO (FMPs)
Fund Name Category Type Open Close Min Inv
 
Franklin India FMP Series 2 Plan C (1205 Days) Direct-DQ Debt: FMP Closed-end 26 Dec 2017 09 Jan 2018 5,000
Franklin India FMP Series 2 Plan C (1205 Days) Reg-D Debt: FMP Closed-end 26 Dec 2017 09 Jan 2018 5,000
Franklin India FMP Series 2 Plan C (1205 Days) Reg-DQ Debt: FMP Closed-end 26 Dec 2017 09 Jan 2018 5,000
Franklin India FMP Series 2 Plan C (1205 Days) Direct-G Debt: FMP Closed-end 26 Dec 2017 09 Jan 2018 5,000
Franklin India FMP Series 2 Plan C (1205 Days) Direct-D Debt: FMP Closed-end 26 Dec 2017 09 Jan 2018 5,000
More >>
Real Estate News
Realty queries: Has RERA become an effective tool for property investors yet? Realty queries: Has RERA become an effective tool for property investors yet?
Maharashtra is the front-runner in the process of RERA implementation and had registered more than 13,000 projects till Oct 2017.
Real estate sector flashback 2017: Uncertain, volatile yet opportune Real estate sector flashback 2017: Uncertain, volatile yet opportune
At a glance, 2017 was probably one packed with uncertainty, volatility, and long-term promise of new opportunities for the real estate.
Will ensure delivery of 80,000 homes by March: Yogi Adityanath Will ensure delivery of 80,000 homes by March: Yogi Adityanath
The chief minister assured that the delivery process is being streamlined and that the builders are being divided into three categories.
Delhi 7th, Mumbai 16th on world's costliest premium office list Delhi 7th, Mumbai 16th on world's costliest premium office list
Mumbai figures among the world's most expensive locations for premium office rents, according to JLL's latest report.
Jaypee infra targets delivery of 5,100 flats by march 2018 Jaypee infra targets delivery of 5,100 flats by march 2018
Jaypee Infratech had in 2007 proposed to build over 32,000 flats and some plots under the Integrated Wish Town project located along the Noida-Greater Noida Expressway.
NFO - Non FMPs
Fund Name Category Type Open Close Min Inv
 
UTI Long Term Advantage Fund - Series VI Direct-D Equity: Tax Saving Closed-end 05 Oct 2017 12 Jan 2018 500
UTI Long Term Advantage Fund - Series VI Reg-D Equity: Tax Saving Closed-end 05 Oct 2017 12 Jan 2018 500
UTI Long Term Advantage Fund - Series VI Direct-G Equity: Tax Saving Closed-end 05 Oct 2017 12 Jan 2018 500
UTI Long Term Advantage Fund - Series VI Reg-G Equity: Tax Saving Closed-end 05 Oct 2017 12 Jan 2018 500
BOI AXA Midcap Tax Fund Series 1 Direct-D Equity: Tax Saving Closed-end 10 Nov 2017 09 Feb 2018 500
More >>
Views and Recommendations
Buy Muthoot Finance, target Rs 495: Manas Jaiswal
28 December, 2017, 09:05 AM IST
Buy Muthoot Finance Ltd. at a price target of Rs 495.0 and a stop loss at Rs 464 from entry point.
Buy
Buy Equitas Holdings, target Rs 155: Manas Jaiswal
28 December, 2017, 09:02 AM IST
Buy Equitas Holdings Ltd. at a price target of Rs 155.0 and a stop loss at Rs 143 from entry point.
Buy
Buy Max Financial Services, target Rs 625: Manas Jaiswal
28 December, 2017, 08:59 AM IST
Buy Max Financial Services Ltd. at a price target of Rs 625.0 and a stop loss at Rs 594 from entry point.
Buy
Buy Fortis Healthcare, target Rs 170: Kunal Bothra
28 December, 2017, 08:57 AM IST
Buy Fortis Healthcare Ltd. at a price target of Rs 170.0 and a stop loss at Rs 153 from entry point.
Buy
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