How to fund your own startup

THE ECONOMIC TIMES Tue, Jun 30, 2015 | 09:30 AM IST ET Wealth Newsletter Top 5 things to know before you start house hunting Buying a home? It is indeed the most important purchase anyone makes and one would surely want to get it right. What is the best time to upgrade a health insurance cover? Postponing an upgrade to the later years may prove to be expensive. Insurance companies would be happy to upgrade when Anuj is young and healthy. How to fund your own startup Here are the best ways in which you can source money for your own venture in accordance with its growth stage and needs. The insurance riders you need and those you can do without Insurance riders are not replacements for base plans. Instead, they help you take additional cover against specific risks at low cost as charges are paid over the base premium. How to restructure your income, investments and expenses to optimise tax Chawda should note a few things. The investment in NPS is locked till he turns 60. Early withdrawals are allowed under certain circumstances. Awareness among investors will help the insurance market: RM Vishakha, IndiaFirst Life Insurance Customer awareness and technological initiatives hold the key for growth in the insurance sector, says R.M. Vishakha. Quote of the week "Awareness among investors will help the insurance market" RM Vishakha, Family Finances Why the Kumars need a focused approach to meet their financial goals An increase in equity exposure, aligning investments with goals, revamping insurance portfolio and pushing back retirement will help the Kumars. Financial Planning Doctors should get their funds in order without understating their income Many doctors also end up becoming ineligible for loans, since their tax returns and book value of white assets is too less. Money-making venture Securens Systems: Mumbai-based e-surveillance startup helps businesses make premises more secure Udupa founded Securens with the help of his long-time friend Srinivas Popuri. He put in Rs 90 lakh and Popuri Rs 10 lakh to kickstart the venture. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Massive under-performance makes JP Power an attractive scrip to buy, but problems persist For instance, both the company's units at Nigrie thermal power plant, Madhya Pradesh, have been commercialised, but continue to report losses. Five smart things to know about fee and fund-based products Loans are fundbased products. To make a loan, a bank or NBFC has to borrow money and ensure that the cost of borrowing is less than the cost of lending. Five steps to activate Universal Account Number Former employer will provide UAN and member ID to the current employer. These details are mandatory for UAN activation. Should the NPS invest actively in stocks? The Bajpai Committee has suggested that fund managers be allowed to invest in a bigger universe of stocks as well as other assets. Here are stocks that investors should stay away from Weak order books and the sharp run up in these counters over the past one year has led analysts downgrade earnings estimates and make a strong case for exit. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here