What financial experts forecast for the next five years

THE ECONOMIC TIMES Tue, Dec 15, 2015 | 09:33 AM IST ET Wealth Newsletter Fine print of claiming tax benefit on life insurance premium decoded The tax benefit on premium paid for a life insurance policy is an important additional advantage of life insurance. Making digitized policies mandatory will give e-insurance a boost: Subbarao Mukkavilli, Karvy Insurance Repository An insurance repository is a facility which allows policyholders to digitize their insurance policies or, in other words, hold their policies in a demat form. What financial experts forecast for the next five years Here's what investors and consumers can expect in the coming five years according to leading financial experts. How to stay rich: 5 lessons from past 5 years Whether it was the Ulip guidelines, the Modi wave in stock markets or the commodity crash, every development offered a lesson for investors. 5 golden rules of financial planning These financial tenets shall never change or become irrelevant. Follow them if you want to protect your finances against uncertainty. Are you suffering from any of these financial diseases? Find out Identify the symptoms of these common ills and follow the remedies. Any delay could be injurious to your financial health. Quote of the week "Challenge is to win trust of customers" Anuj Mathur Family Finances How financial planning advice helped 5 families In the past five years, ET Wealth has helped scores of families plan their finances. We went back to five such families to review their plans. Financial Planning Why there is nothing unfair about market structure Instead of endlessly trying to find faults with the way the financial market works, commoninvestors should keep expectations real. Money-making venture This startup wants to shut down home kitchens Gurgaon-based startup Bite Club brings food lovers and cooks on one platform and aims to do to home kitchens what Uber has done to cars. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Expertspeak: Housing for all a game-changer The real estate Bill will help bring down the number of approvals to may be 5 to 7 if not a single window clearance. Expertspeak: The yellow metal will lose its glitter Gold's lacklustre performance over the past few years and strong performance of financial assets is reining in fascination for the metal. Expertspeak: Robo advisory is the way forward Both developed and developing markets are experiencing robo advisory, which is cost effective, transparent and unbiased. Expertspeak:There will be intense competition among banks Banks have started going digital in a big way and upping the competition. The future belongs to smartphone-based banking. Is it time to change your bank? A recent survey shows that one out of three customers is not happy with his/her bank. Many even want to switch to another bank. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here