Is this the right time to invest in real estate?

THE ECONOMIC TIMES Tue, Jul 26, 2016 | 08:04 AM IST ET Wealth Newsletter

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Is this the right time to invest in real estate? Residential real estate market is currently in a correction phase, which began three years ago, and according to experts, will last for a few more quarters. Certain real estate segments may not be the best bet right now. Here's why The entire National Capital Region (NCR) is still under significant pressure, and according to experts, it is likely to remain so for some time. Can real estate create wealth for you? Any investment vehicle that has low yield on investment tends to rely on capital appreciation as its source of growth and return. From our Partners Investing in Equities- Identifying the Best Plan for Your Financial Goals Among all popular long-term investment options such as gold and real estate, equity is probably the only asset class offering recurring income through dividends and capital appreciation through bonus issues and manifold increase in share prices. From our Partners How to claim travel insurance in different scenarios Armed with a travel insurance policy, when one is out on a family vacation or a business trip, things appear to be in control. Knowing the claim process has its added advantages.<br /> <br /> Here is how the claim process works whether it is for a lost passport or for hospitalisation.<br /> <br /> Claim process in case of:<br /> <br /> &bull; Hospitalization <br>&bull; Total loss of checked-in baggage <br>&bull; Delay of checked-in baggage <br>&bull; Loss of passport <br>&bull; Personal liability <br>&bull; Personal accident <br>&bull; Hijack <br>&bull; Missed flight Low-cost NPS Tier II has beaten direct MFs NPS Tier II funds perform better than mutual funds due to low costs. But ambiguity over taxation and other problems keep investors away. How to manage with a low retirement corpus A second career, moving cities and reverse mortgage can all help make your savings last. How investors stand to benefit from dividend payout policy Dividend distribution policies can help investors take more informed decisions on which stocks to pick and which not to. 8 things to keep in mind when buying a TV Choosing a new TV is not a simple process. There are a number of brands available today, boasting different features and offering varied panel sizes within the same price range. From our Partners Eight money tips to help young earners plan their finances The twin behavioural devils of ignorance and procrastination push most people into their 30s before they get down to streamlining their finances. From our Partners 5 cigarettes a day would cost you more than Rs 1 crore by the time you hit 60 Poor health due to smoking may also cost you your job. A company may want to promote an energetic person rather than someone who calls in sick often.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

AXIS Midcap: Put this fund on your watchlist With the fund management team likely to see a change, investors need to monitor it's performance in the coming months and may opt not to invest in it for the time being. Family Finances: 44-year-old Pawar needs to invest the cash corpus in line with his goals The retiral benefits from a previous job will stand Pune-based Pawar in good stead while investing. Give FATCA info by 31 Aug or face account freeze All that fund houses want to know is whether investors pay taxes or have a tax residency in a country other than India. Bengaluru-based Singh can cut tax by rejigging pay structure, taking full benefit of Sec 80C Sudhir Kaushik of Taxspanner.com advises readers on how to restructure their income, investments and expenses to optimise their tax. Strong growth in subscriber base, revenue makes Idea Cellular analysts' favourite pick As the industry enters a turbulent phase, Idea offers an opportunity for long-term investors. Startup Cubical Laboratories helps control home devices through cell phone The team got several strategic investors to join its advisory board and it helped their company takeoff. Earnings will improve over the next two years: Anand Shah, BNP Paribas AMC "The earnings trajectory is encouraging even if absolute numbers are not exciting," Anand Shah, CIO, BNP Paribas AMC. Want to know the real cost of keeping a pet? Find out. Owning a pet can make you happier and healthier. However, caring for them can be a huge financial commitment. 6 smart things to know about Capital Gain Account Scheme CGAS helps in parking sale proceeds of a property without capital gains tax liability How should young earners plan their finances? All you need is a step-by-step plan to put your finances in order. Environmental degradation: How the beach lost its beauty to business Rampant commercialisation and corruption have eroded the natural beauty of one of the most beautiful seafronts in the world, says Uma Shashikant. How to pay life insurance premium Life insurance companies offer a number of premium payment options. One can choose the one most suited to one's working style. Lucrative commissions for easy work may entangle you in money laundering The victim does not suspect anything because there is very little money of his own in the account and he earns a fat commission by doing virtually nothing. Online recruitment activity in India grew by 17%: Monster Employment Index The Monster Employment Index for June says online recruitment activity in India grew by 17% year-on-year. Alternative investment returns monitor: For week ending 20 July, 2016 The scope and attractiveness of alternative investments is increasing. Here's a weekly tracker of returns from such investments.

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